When you fill out our credit application at equipment vine the only inquiry will be ours. Yet you will have the opportunity to have lenders all across the country bid on your lead. You will have the top three bids contact you over a 72 hour period. You are free to use whoever you feel will offer you the best terms for your business. We are simply trying to match you with the lender that suits your needs. Remember, the lender that contacts you first won the bid, so they really put a value on contacting you first.